User Agreement - Access to Forms

Your access to the Forms will be provided through a third party forms hosting
service, and will require a private, unique Username and Password. You may not loan, sell, license,
disclose or otherwise make available your Username or Password to any person for any purpose
whatsoever. You are solely responsible for maintaining the confidentiality of your hosting service
Username and Password, and for logging out of your account at the end of each session. You are fully
responsible for any activities that occur in or through your account. Licensor is not responsible for any
losses or damages incurred as a result of an unauthorized use of your hosting service account,
Username or Password. You agree to notify Licensor and any applicable third party hosting service
provider immediately of any unauthorized use of your account or breach in security so Licensor or
such third party provider may take the appropriate actions, including possibly closing your account or
giving you a new account. You acknowledge and agree that OREF makes no representations or
warranties with respect to the products or services provided by or through third parties hosting Forms
or otherwise providing services in connection with the Forms, and that your rights with respect to such
third party products and services shall be governed solely by your direct agreements with those third
parties.